Private Lenders and Loans Australia
Since 2002, Maxiron Capital, a part of the Maxiron Group, has been providing bespoke financial solutions to Australian businesses, property developers and investors. As a non-bank commercial lender, we offer alternative funding when traditional banks don’t meet your needs. Our approach is all about personal service and helping our clients achieve their goals.
Private lending is becoming a more popular alternative to traditional funding, especially for borrowers who can’t get loans through the banks. Maxiron Capital aims to provide flexibility in a time and flexibility-critical market.
Why Private Lending?
Private money lenders can be an option for borrowers who don’t meet the strict requirements of traditional banks. Whether you’re a property developer needing funds to complete a project or a business owner needing working capital, private lenders offer quicker access to funds with bespoke loan terms.
Often, a private lender can offer fast settlement times, while traditional banks can take weeks or more to process applications. A private lender may also be more willing to look at non-standard credit situations so it’s a solution for those who can’t get bank loans. In Australia, private lending is an option for many business purposes such as property development, debt consolidation and asset acquisition.
Types of Private Loans by Maxiron Capital
At Maxiron Capital we offer a variety of loan products to suit different business and development needs. Some of the loan types in the private lending sector are:
- First, Second and Third Mortgages – These loans provide access to funding secured against your property. Whether it’s for a business acquisition or refinance, mortgages are a practical solution to leverage property equity.
- Bridging Loans – These short-term loans are for temporary funding gaps such as waiting for property sales or other financial inflows. Bridging finance is a flexible solution for interim cash flow problems.
- Property Development Finance – Developers needing funds for land purchases, construction or subdivision projects may find private development loans more accessible than bank funding especially when time is critical.
- Mezzanine Finance – For businesses or developers needing extra leverage mezzanine finance can provide an additional layer of funding without the need for immediate equity release or pre-sales.
- Equity Release – By unlocking the value in your existing properties you may be able to access funds to fund new business opportunities or support ongoing projects.
- Business Loans – From purchasing equipment to expanding operations business loans through most private lenders can provide flexible terms for businesses with varying financial profiles.
The Maxiron Advantage
Maxiron Capital works with borrowers to provide bespoke financial solutions for many business needs. Some of the advantages of private lending are:
- Faster Funding – Some private lenders can offer quicker approval times than banks, often getting funds to you in a few days or even hours depending on the loan type and borrower circumstances.
- Flexible Terms – The terms of private loans can be tailored to the borrower’s needs. From interest rates to repayment schedules, lenders can structure loans based on the value of your collateral and your financial situation.
- Personalised Service – Many private lending firms have a dedicated account manager to guide you through the loan process so you get consistent and personal service.
- Funding for Non-Traditional Borrowers – For those with complex financial situations or lower credit scores private lenders can be more flexible than traditional lenders. This means options for borrowers who can’t get bank funding.
Who Can Use Private Lending?
Private lending can suit many borrowers especially those who need funding quickly or who have been declined by banks. Some of the groups that may benefit are:
- Property Developers – Developers looking for funding for projects like land acquisition, construction or renovation may find private lenders more accommodating especially when time is of the essence to keep projects on track.
- Business Owners – Whether expanding operations, purchasing equipment or managing cash flow, business owners may find that a private loan is more flexible with collateral and repayment structures.
- Investors – Investors looking to fund property purchases or other investment opportunities may turn to private lenders for quicker, less restrictive funding.
Borrowers with Complex Financial Situations – Those with credit challenges or unusual income sources may find private lending has more options than bank loans.
How Does Private Lending Work?
Private lending involves borrowing from non-bank institutions or individuals. The process starts with an initial consultation where a loan specialist will review your financial situation, discuss your goals and outline loan options. Loan approvals under a private lender can be faster than banks and funds can be available in a few days depending on the borrower and loan type.
The application process for private lender loans focuses more on the value of the collateral being offered such as real estate (a house, commercial property, residential property) and less on the borrower’s credit history. However, each case is assessed individually and loan terms are tailored to the borrower’s needs.
Why Maxiron Capital?
Maxiron Capital has over 20 years of experience in the private lending sector. Our strong industry connections, flexible financial solutions and customer-focused approach has made us a trusted partner for businesses and developers across Australia. We focus on transparency and client satisfaction and aim to provide a service that suits every borrower.
We know every financial situation is different and we work closely with our clients to deliver bespoke lending solutions. Whether you need development finance, a bridging loan or equity release Maxiron Capital can help you find the right option
Start With Maxiron Capital Today
Ready to find out more about private lending? Contact Maxiron Capital today for a consultation and see how private lending can help you achieve your business or development goals.
Here’s how our 3 step approval and settlement process works:
- Get Your Quote – Call or message us to discuss your situation. We’ll give you a quote and start your application.
- Approval in Hand – Once approved we’ll send over the offer for you to review, sign and send back.
- Funds Released – Once everything’s done we’ll finalise the deal and get your funds ready.
If you need a private lending solution, our team is here to assist you through the entire process.
