Residual stock Loan Up to $5M in 24 hours.

Flexi Residual Loan
Loan Amount
$500,000 to $5,000,000
Loan Term
1 to 36 months
Up to 75%
  • No postcode/location Restrictions
  • No income requirement
  • No citizen/PR requiment
  • No credit score requirement
  • No cap on age
Monthly repayment, lump-sum repayments or a combination of your choosing
Use of Fund
A loan is available for business purposes to a company on existing 1st & 2nd mortgages. e.g. re-finance of development, equity release and cash-out against developer's remaining stock in the development.

Case Study

Request Amount:
Business Type:
Property developer in Melbourne
Loan purpose:
Needing funds acquire a residual stock loan for 12 units in burwood East, Melbourne
Property in Melbourne valued at $6,250,000 on 1st Mortage
$4,680,000 with IO for 6 months
Client result:
Resolved the client's funds problem as we were able to lend $4,680,000 at 75% LVR with a 6 months loan term. The developer take advantage on favourable marker conditions, successfullt sold all properties and cleared the loan on time.
Request Amount:
$470,000 (second mortgage)
Business Type:
Construction project
Loan purpose:
Provide finance for the completion of 12 apartments, which to obtain the Occupation Certificate and complete the strata-subdivision.
Residual Property in Syd metro
$470,000 with IO for 6 months, plus 6 monthly extensions options
Client result:
Resolved the clients funding challenge to obtain the Occupation Certificate and complete the strata-subdivision on schedule.

How To Apply?

Step 1

Fill out our pre-approval form - it takes only 5 minutes!

Step 2

Receive an immediate decision - upload a few documents for verification

Step 3

Receive your funds in as quick as 1 working day


  • What are residual stock loans ?

    Residual stock loans is developments projects reach completion with apartments / dwellings still available for sale. Developers typically look to residual stock finance to repay the balance for any construction debt and to release some equity from the project.

  • How does the loan work ?

    Lending against completed Land Lots, dwellings and apartment units that are either sold but not yet settled or yet to be sold. Rather than one large loan facility covering all of the residual stock, at Maxiron Capital, we can set up separate for each land lots, unit or dwelling.

    As you sell each unit, the loan facility is paid out and closed.

  • How much can I borrow ?

    Maxiron Capital offer real estate against lending to a maximum of 75% of the valuation. We offer loans starting from $500,000, up to $5,000,000 on either 1st mortgage loans or 2nd Mortgage loans. ( Loans over $5,000,000 considered on a case by case basis)

  • Who can apply for this loan ?

    Residual stock loans are for professional property developers who have completed a project and want to hold on to some of the remaining units/dwellings rather than sell them as a fire sale just to pay out their development loan.

    During periods of market oversupply, offloading your remaining units in a fire sale can be difficult.

    Banks don’t have a strong appetite to lend against a block of units with a high vacancy rate.

    However at Maxiron Capital, you can refinance your development loan to a short-term take out loan so you can hold onto your residual stock.